The Advantages of Seller Financed The USA’s triple A credit rating has now been downgraded to a double A. Downgraded notes will be worth less and less as time goes on. Note holders of seller financed notes might want to think about cashing out now before things possibly get worse. There does not seem to be an end in sight for years to come with financial forecasters predicting possible further losses as time goes on. People are also cashing out now while they can to buy gold which is skyrocketing in price by the day. With gold currently sold at $1724.40 an ounce, investors will continue to keep a close eye on the price of gold which is lucrative by anyone’s standard. Last weeks financial indicators witnessed one of the largest stock market fallouts since 2008. The Dow went down 634 points in one day. It was frightening for these shareholders to see such a drop in their bottom line just like that. NASDAQ lost 7% of its total value in one day with stocks plummeting. The S&P 500 lost 6.6% of its total value in one day. This resulted in them downgrading the good ole USA from a triple A rating to a double A rating. In addition to that, Bank of America lost 20% of their total value in one day according to David Favor of “NBC Nightly News”. The results from this downgrade will be higher interest rates on loans for things like mortgages, credit cards, education, cars, etc. Gold is now on the upswing with prices for gold tripling in the last few years. Many people are now cashing out to buy as much gold as they can with the idea that the countries financial situation could get worse. The experts are predicting very much more of the same, that our present financial situation could potentially deteriorate even further. So it may be a good idea to get the most out your seller financed note while there is still time. Its really hard to say just how much the value of any seller financed note will go down resulting in further loses for our note holders out there with carried back paper. So in conclusion, its safe to say that our current markets are in turmoil. Because our politicians haggled about policy way too long, we lost our triple A, S&P 500 rating which resulted in the nations leading financial experts predicting that our stock market will continue to fluctuate on this never ending roller coaster. This also means higher prices for everything we buy and uncertainty in the stock market which ultimately leads to fear which always results in stocks plummeting in this downward out of control spiral. And so as a means of financial rescue, many are turning to gold as a sound investment and cashing out their seller financed notes of all kinds just to buy as much of the precious metal as they can. Who knows what the financial future of our country will be in the next few years? No one can tell for sure at this point. The only thing that is known is that the financial future our country will continue to be in a state of uncertainty. Notes

If you are wondering if a seller financed note is something that would benefit your then you should take a look at the pointers I have for you below, on how to find the best solution to your particular circumstances. Firstly, these notes are also known as carry back mortgages and vendor or seller finance. The names may vary but the premise is the same for each.

If you are wondering how seller financed notes may benefit you, then take a look at these statistics. Did you know that about a third of all transaction in the US real estate market involve seller finance? You may not know that around 80% of the small to medium businesses that are sold in the US are also involved in financing. Considering these statistics, you can see that this is a relatively common transaction that has been gathering popularity for some time now.

If you are wondering if this is a method that may benefit you then take a look at these advantages. If you have a buyer for your real estate and they are unable to or unwilling to apply for finance via a lender, then these notes are a great way to secure the sale.

You may also be able to ask a higher price for your real estate if you carry back some of the sales price on the property. If you don’t necessarily need the cash right now, and you like the idea of a long term income, you can achieve this with both principle and interest on the notes. Perhaps you have a property that is difficult to sell and the only way that you are able to do this is via seller financed notes, to ensure a buyer.

And finally, if you are purchasing a business there is a lesser chance of obtaining finance on the purchase of it, therefore seller financed notes are definitely a better way to go.

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